The Coverage

OUTBREAK^® Extra Expense provides businesses with insurance coverage in the event that their business operations are suspended by a public health official due to a covered contagion originating at or emanating from an operational premises.

We offer quick turnaround and many limit options to suit the needs of various insureds.  Limits range from $150,000 to $1,500,000 per location, with up to $5,000,000 in policy limits for large insureds seeking comprehensive protection.  The policy limit is broken into a per day amount, payable in full for up to 30 days.  Premium starts at $1,500 per location and will range higher due to policy limit selected, nature of operations, and prior experience.

To get an online indication click here
Please note that this portal is password protected exclusively for the use of our wholesale partners.

Candidates for Coverage

OUTBREAK^® Extra Expense is available to a wide variety of industry groups including but not limited to:

• Healthcare
• Education
• Hospitality
• Real estate
• Food service

Product Highlights:

• Broad Wording of Covered Contagions
• Workplace Violence Coverage
• Mold, Fungus Illness Coverage
• Insured Controls Use of Funds
• Risk Management Resources
• Lower or Higher Limits May Be Available
• Broad Eligibility

For More Information:

Matt Hannay
Underwriter - Special Programs
732-391-8858
Click here to email Matt

For complete terms and conditions, please refer to the policy.