Our Property Division entertains non-standard, surplus lines property business and commercial multi-peril (CMP) policies. We approach monoline property business on a participating, primary, or excess of loss basis. The casualty focus of our CMP is conservative, with emphasis on premises liability accounts.

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Underwriting Information and Coverages

Property Brochure

Underwriting Information [Return to Menu]

Issuing Carriers:  AM Best Rated A
Evanston Insurance Company
Essex Insurance Company
Markel Insurance Company

Minimum Policy Premium:
Monoline: $5,000
Multi-Peril Policy: $7,500

Capacity:
$5,000,000 in-house property limits with up to $25,000,000 total capacity (non-cat)
$1,000,000 per occurrence GL

Property Coverages: [Return to Menu]

• Property
  • Building Business Personal Property
  • Business Income / Extra Expense
• Inland Marine
  • Builder's Risk / Renovations
  • Electronic Data Processing
• Package
  • General Liability
  • Crime
    
• Standard ISO Coverage Forms
• Equipment Breakdown Option

Targeted Classes 

• Builders Risk
  • New Construction
  • Renovations
  • Incomplete COC 
• Habitational
  • Garden and Mid-rise Apartments
  • Senior Housing
  • Student Housing
  • Urban Housing (if new or gut renovated) 
• Real Estate (LRO)
  • Shopping Centers
  • Strip Malls
  • Offices
  • Hotels
• Vacants
• Chapter 11
• Debtor in Possession
• Forced Placed
• Bars & Restaurants
• Manufacturing
• AOP and Wind Deductible Buybacks
• Aluminum Wiring
• Risks with Prior Large Losses
• Undervalued Property
• New Ventures
• General Liability / Premises Liability Risks

Wind / Hail Guidelines:

Please contact any member of our team for a complete copy of our guidelines