Public Entity

At Markel, we realize that public entities require creative risk transfer solutions. Our Public Entity Division offers customized programs for government risk solutions.

Click on an item for assistance:

Guidelines and Required Information

Public Entity Coverage and Targeted Classes [Return to Menu]

Our government risk solutions include:

Pools
Self Insureds
Captives
Risk Retention Groups
Purchasing Groups
Trusts

Programs are offered on an SIR and deductible risk transfer basis, using a dedicated public entity policy form for both Non-Admitted and Admitted. We offer reinsurance as excess of loss or quota share, with up to $5 million in capacity.

Targeted classes:

Municipalities (cities, towns, and villages)
Special Districts (water, sewer, and park)
Counties
Schools (public K-12, community colleges, charter)

Lines of Coverage:

General Liability
Automobile liability
Police Professional
Public Officials
School Board E&O
Incidental Medical Malpractice
Employment Practices Liability
Buy-Back Abuse / Molestation Option
Employee Benefits
Garagekeepers Legal Liability

Guidelines and Required Information [Return to Menu]

Eligibility Guidelines:

Populations of 250,000 or less
Minimum SIR of $100,000
Qualified TPA or in-house claims staff
ALAE, inside/inside or outside/outside
No workers' compensation
No standalone transit systems

Required Information:

To give you the prompt service you deserve, we need the following information.

Markel's PE governmental application
Risk retention; premium; carrier/reinsurer history
5 years of loss history by year, by line of business
5 years of large loss detail, with claim narratives
Vehicle exposure data, including all emergency and non-emergency vehicles
GL exposure data and five year history
Financial statements
Actuarial reports