Our Property Department entertains non-standard, surplus lines property business and commercial multi-peril (CMP) policies. We approach monoline property business on a participating, primary, or excess of loss basis. The casualty focus of our CMP is conservative, with emphasis on premises liability accounts.
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Issuing Carriers:
| (AM Best Rated A X) |
Evanston Insurance Company |
|
(Non-Admitted in all states except IL and NH) |
|
Essex Insurance Company |
|
(Non-Admitted in IL and NH) |
|
Markel Insurance Company |
|
(Admitted in NY and NJ) |
| Property Maximum Gross Line: |
$15,000,000/location (best risk non-CAT) |
|
$5,000,000/location (inc. CAT) |
General Liability Maximum Limit: $1,000,000
Minimum Policy Premium: $7,500
Average Policy Premium: $25,000
Coverages:
- Property
- Building Business Personal Property
- Business Income / Extra Expense
- Inland Marine
- Builder's Risk
- Electronic Data Processing
- Package
- Standard ISO Coverage Forms
Targeted Classes
- Builders Risk
- New Construction
- Rennovations
- Incomplete COC
- Habitational
- Garden and Mid-rise Apartments
- Senior Housing
- Student Housing
- Urban Housing (if new or gut rennovated)
- Real Estate (LRO)
- Shopping Centers
- Strip Malls
- Offices
- Hotels
- Vacants
- Chapter 11
- Debtor in Possession
- Forced Placed
- Bars & Restaurants
- Manufacturing
- AOP and Wind Deductible Buybacks
- Aluminum Wiring
- Risks with Prior Large Losses
- Undervalued Property
- New Ventures
Wind / Hail Guidelines: Please contact any member of our team for a complete copy of our guidelines