The Special Programs Division specializes in niche opportunities in both the Property/Casualty Lines as well as Financial Risk Products. Our approach is to provide you and your clients with innovative product offerings, responsiveness and flexibility. Programs of varying sizes will be considered with an emphasis on the fundamental performance of the book of business, risk assessment, and underwriting profit. Our program design can include program administration by the producer in the management of the program. Program structure can include utilizing deductibles and/or SIRs as well as the services of pre-approved TPAs.

Products

We have the capability of offering the following lines of business on an admitted or non-admitted basis as well as on an occurrence or claims-made form:

• Property
• Casualty
• Specialty Financial

Risk Appetite

Our division entertains businesses with a wide variety of exposures. Our niche specialty is to partner with you on building new programs that will meet your clients' needs and will contribute profit for both of us. Some examples of our current core programs are shown below. We encourage you to think "out of the box" when submitting program opportunities to our division. 

• Financial Risk - Mortgage Service Providers Professional Liability, Loan Guarantee Products, Defense Cost Coverage, Candidate Placement Fee Insurance
• Miscellaneous Specialty

New Program Ideas

Do you have an idea for a new program or product? If so, we'd like to hear about it. Click Here

Submission Requirements

• Executive summary
• Detailed program summary including competitive environment
• Premium targets and projections
• Historical currently valued loss history and historical revenues/exposures (if existing program)
• Production force/distribution strategy/marketing plan
• Specialized forms and rating structures (if available)
• Target risk states
• Issuing carrier requirements (admitted/non-admitted)